Travel Insurance
Why choose us for your Travel Insurance
Despite the increase in recent years of ‘On-line supermarkets” which are predominantly price sensitive, we pride ourselves in finding you a competitive quote to suit your needs based on our experience and in-depth knowledge of the market – this is particularly important when looking at the cost of some policies included in package holidays, and also holiday makers which may be more mature or have adverse medical histories.
You can often find that annual travel policies have wider cover and are much more cost-effective than the two-week polices offered by some of the travel agents, and we would always recommend that you review the options and covers in detail.
More importantly, we are always available on the telephone should you wish to alter anything on your policy and in the unfortunate event of an incident, an experienced member of the team will manage your claim throughout. We understand your needs as a customer and have invested significantly in systems and training to ensure that we can deliver the best possible solution to your personal insurance requirements.
Helping the UK with Travel Insurance since 1967
Why The Bateman Group?
- Established since 1967
- Personal service – nominated point of contact
- Annual reviews
- 100% independent consultants with access to whole of market
- Capacity & experience to place non-standard/specialised risks
- Experienced ‘in-house’ support team
- Swift issue of policy documentation
- Rapid claims handling
- 3,000 clients across the UK
In our experience individuals consider changing for the following reasons:
- Some policies are not tailored to suit their individual needs
- Sums insured can be limited & have serious ‘gaps’ in cover
- Policy cover has been poorly explained i.e. increased excesses
- Standard policies can be inflexible
- Lack of understanding on specialist/non-standard risks
- Experienced delays in receiving policy documentation
- Slow settlement of claims
Travel insurance for pre-existing medical conditions:
- Illnesses with a high level of severity & even terminal prognosis
- Cancer, heart conditions, diabetes, stroke, epilepsy & many more
- Mental health conditions
- Available to travellers on course of chemotherapy or radiotherapy
- Three levels of cover to choose from
- Scheduled Airline failure (insolvency cover) included on all policies
- Natural catastrophe (including volcanic ash) available
- Travel dispute cover available
Travel insurance for those aged over 65 - no age limits
- Three levels of cover to choose from
- Single trip
- Annual policy
- Scheduled Airline failure (insolvency cover) included on all policies
- Natural catastrophe cover available
- Travel dispute cover available
Travel InsuranceFAQs
What is Travel Insurance?
Our Travel Insurance is a package built specifically for travellers to provide cover for day-to-day risks that come with commuting in the UK or abroad. The package contains everything required to be fully protected as a traveller, including cover such as illness, theft, loss, travel disputes plus many other areas of protection.
We also provide bespoke Travel Insurance to suit your requirements at the lowest possible cost but with the highest level of comprehensive cover for your peace of mind.
Why do I need Travel Insurance?
Making sure that you are fully covered in all risk areas while you are travelling is our highest priority for you. We package everything you require in one simple premium, so you can rest assured that we have assessed all areas there could be a potential claim, so you are covered in any unfortunate circumstances.
What does Travel Insurance cover?
Our Travel Insurance covers many areas of risk such as illness, injury, travel disputes, theft, loss, plus many other areas of protection.
Our expert insurance advisors will assess your needs and put together the best Travel Insurance package for you to ensure the most comprehensive protection that you require. We aim to source the best cover for you at the lowest price from our panel of insurers.
How does Travel Insurance work?
The Travel Insurance package is a selection of covers that you would require to protect you on your travels along with your belongings against the risks it faces on a daily basis while away.
The way in which we work out the best Travel Insurance package for you, is we take the time to fully understand your requirements, along with where you are heading to, risks such as crime rates, the length of stay and many other areas that our insurance experts are trained to provide you with the best cover.
We go into detail to determine the level of risk that is probable on a daily basis, so we can then build the right bespoke insurance package that would protect you and your possessions in any of those unfortunate circumstances.
What if I have had claims in the past?
When a quote is put together for Travel Insurance, we asses your situation on an individual basis depending on a number of factors. If you have had claims in the past, we are still able to provide insurance for you, once we establish the whole picture of the risks involved for you on your travels.
What are the dangers of getting the cheapest online quote?
Statistically, most of the time that people are enticed into purchasing the cheapest online quote from one of the aggregator sites you see on TV, is that you are at high risk of being underinsured. This is because the systems just give you the price based on the information you have added without any expert insurance guidance. You may have unknowingly not ticked something, or put in the wrong information from what the system was asking of you, and of course, no one reads the small print, so there might be something there that can prevent you from getting a claim paid out when you need it most.
The good thing with getting your car insurance with Bateman Group is that was are here with you as your trusted insurance advisors every step of the way, who you can actually speak with and visit in person if you want to. You can rest assured that when you take out a Travel Insurance policy with us, that we will ensure that everything is correct to give you the highest chance of getting a claim paid out if anything unfortunate was to happen to you or your possessions.
Can you cover high-value possessions?
Yes, we are able to provide this cover as part of your Travel Insurance package. Insurers will be looking at the type of high-value items you possess, the value, where you are travelling to, and any security measures you have in place to prevent any unfortunate circumstances. These are some of the factors that can fluctuate the premium to protect you against these kinds of claims.
What does ‘excess’ mean?
When you take out a policy, you can choose how much excess you are willing to pay if a claim was required to be paid out due to an insured event. The more excess you put down, the lower your premium will be. You will need to think carefully about how much excess you could afford to pay down if an unfortunate event was to happen and you needed the financial payout from your insurance policy, as the claim won’t be paid until the excess has been charged first. So for example, if you claimed for £600 loss of baggage, and your excess was £100, then you would pay the excess first, and the remainder £500 will be paid out to you for your claim.
How can I reduce my premium?
There are multiple ways to reduce your Travel Insurance premium, one of which could potentially be more cost effective to get an annual travel quote rather than 2-week at a time policies offered by travel agents. There are many other factors that would affect the price of your Travel Insurance, such as the value of your belongings, the way you choose to travel, the length of stay you require, and other areas which our expert insurance advisors will be able to guide you through and provide all the options for you to make the best decision to fit your situation.
Do you provide Travel Insurance in monthly instalments?
We are able to provide most types of Travel Insurance packages in monthly instalments. Please don’t hesitate to get in touch with one of our insurance experts who will be able to advise on the best solution to ensure the full protection of you and your belongings. Please start an online quote at the top of the page or call us on 01926 495 113.