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Bateman Group Logo
Bateman Group Logo

Motor Insurance

    For many years we have offered advice on private car and multiple-vehicle insurance to our clients, and we provide a personalised service to everyone.

    Why choose us for your Motor Insurance

    Despite the increase in recent years of ‘On-line supermarkets’ which are predominantly price sensitive, we pride ourselves in finding you a competitive quote to suit yours needs based on our experience and in-depth knowledge of the market.

    More importantly, we are always available on the telephone should you wish to alter anything on your policy and in the unfortunate event of an incident, an experienced member of the team will manage your claim throughout. We understand your needs as a customer and have invested significantly in systems and training to ensure that we can deliver the best possible solution to your personal insurance requirements.

    Helping the UK with Motor Insurance since 1967

    Why The Bateman Group?

    • Established since 1967
    • Personal service – nominated point of contact
    • Annual reviews
    • 100% independent consultants with access to whole of market
    • Capacity & experience to place non-standard/specialised risks
    • Experienced ‘in-house’ support team
    • Swift issue of policy documentation
    • Rapid claims handling
    • 3,000 clients across the UK

    In our experience individuals consider changing for the following reasons:

    • Some policies are not tailored to suit their individual needs
    • Sums insured can be limited & have serious ‘gaps’ in cover
    • Policy cover has been poorly explained i.e. increased excesses
    • Standard policies can be inflexible
    • Lack of understanding on specialist/non-standard risks
    • Experienced delays in receiving policy documentation
    • Slow settlement of claims
    By providing a personal service throughout we aim to always ensure our clients feel special and valued.

    Prestige Car & Family Fleet Insurance

    If you have a prestige car, it is important that you have a specialist car insurance policy which exceeds the limits of ordinary policies. These policies have fewer restrictions and offer the best solutions for the cars they protect.
    • Agreed value – in the event of a theft or total loss, you will know exactly what you will receive from the outset
    • No excess for total loss
    • No deduction for wear & tear
    • No penalty for non-fault claims
    • Like-for-like courtesy car
    • Extension to drive other cars on a fully comprehensive basis
    • Insure multiple vehicles under a Family Fleet policy – each individual car maintains its own no claim discount

    We also offer additional insurance policies to cover the following:

    • Legal expenses
    • Excess protection
    • Breakdown cover
    • GAP cover
    • MOT, Alloy, Scratch/Dent & Misfueling cover
    • Tracker systems
    • Replacement vehicle
    • Windscreen

    Motor InsuranceFAQs

    What is Motor Insurance?

    As an independent broker we have full access to a wide panel of insurers and will search the entire market to find the right package built specifically for your motoring needs and requirements. The appropriate policy will contain everything required to be fully protected as a driver, including cover such as fire & theft, comprehensive, key loss, plus many other areas of protection such as hire of alternative transport and legal expenses.

    We also provide bespoke high-value motor insurance to suit your requirements at the lowest possible cost but with the highest level of comprehensive cover for your peace of mind.

    Why do I need Car Insurance?

    Motor insurance is a legal requirement by UK law to have at least third-party cover while driving on UK roads. Making sure that you are fully covered in all risk areas is our highest priority for you. We package everything you require in one simple premium, so you can rest assured that we have assessed all areas there could be a potential claim, so you are covered in any unfortunate circumstances.

    What does Car Insurance cover?

    The insurance that our providers offer covers many areas of risk such as damage to your car by either you or a third-party, damage to other vehicles and property, key loss, windscreen cover, plus many other areas of protection. We are also specialised in providing you with high-value car insurance, to keep your prized motors safe in case anything was to happen, regardless of who’s fault it was.

    Our expert insurance advisors will assess your needs and put together the best Car Insurance package for you to ensure the most comprehensive protection that you require. We aim to source the best cover for you at the lowest price from our panel of insurers.

    How does Car Insurance work?

    The right motor insurance package for you would offer a selection of covers that you would require to protect your car and yourself against third-party claims, from the risks you face on UK roads on a daily basis.

    The way in which we assess the best motor insurance package for you is based on taking the time to fully understand your requirements, along with an analysis of your driving, previous claims, the value of your vehicle and many other areas that our insurance experts are trained to provide you with the best cover.

    We go into detail to determine the level of risk that is probable on a daily basis, so we can then build the right bespoke insurance package that would protect your car in any of those unfortunate circumstances.

    What if I have had claims in the past?

    When a quote is put together for motor insurance, we asses your situation on an individual basis depending on a number of factors. If you have had claims in the past, we are still able to provide insurance for you, once we establish the whole picture of the risks involved for you as a driver.

    Setting in place risk preventative measures and procedures can dramatically reduce the chances of the claimed risk happening again, such as improved security systems and the latest monitoring systems like dash-cams and sensors. These efforts can also help increase the number of insurers that we are able to approach to provide you with the most comprehensive and lowest priced Car Insurance package in your current state of risk and previous claims.

    Is it a legal requirement to have Car Insurance?

    If you are driving your vehicle on UK roads, then it’s a legal requirement by UK law to have at least third-party insurance, to protect others in case of any accidents. It is recommended that you have comprehensive cover to give the 360 protection and peace of mind, however, this all depends on the premium that we are able to source from our panel of insurers based on your personal and previous driving information.

    Can you cover high-value and classic cars?

    Yes, we are able to provide this cover as part of your motor insurance package. Insurers will be looking at the type of high-value cars you would like to insure, the value, where the vehicles are kept, any security measures you have in place such as dash-cams, alarm systems, and sensors to prevent any unfortunate circumstances. These are some of the factors that can fluctuate the premium to protect you against these kinds of claims.

    What are the dangers of getting the cheapest online quote?

    Statistically, most of the time that people are enticed into purchasing the cheapest online quote from one of the aggregator sites you see on TV, is that you are at high risk of being underinsured. This is because the systems just give you the price based on the information you have added without any expert insurance guidance. You may have unknowingly not ticked something, or put in the wrong information from what the system was asking of you, and of course, no one reads the small print, so there might be something there that can prevent you from getting a claim paid out when you need it most.

    The good thing with getting your motor insurance with Bateman Group, especially if it’s for a high-value or classic motor, is that we are here with you as your trusted insurance advisors every step of the way, who you can actually speak with and visit in person if you want to. You can rest assured that when you take out a car insurance policy with us, that we will ensure that everything is correct to give you the highest chance of getting a claim paid out if anything unfortunate was to happen to your prized motor. We will also ensure that you get a courtesy car of similar value if you are unable to drive your personal vehicle for a period of time.

    What factors impact the price of car insurance?

    There are a number of factors that impact the premium you pay for your car insurance, such as age, gender, type of car, location, and occupation.

    If you are a younger driver then you would usually pay more than an experienced older driver that has been on UK roads for more than 5 years.

    Although insurance companies are not allowed to discriminate gender, males still statistically pay more than female drivers, mostly because they usually have more expensive, more powerful cars, and are usually on the roads for longer.

    The more powerful the car you have, the higher the value the car is, the higher you should expect your premium to be. This is because more powerful cars are at higher risk of getting into an accident, and higher value cars are more at risk of being stolen.

    The location where your car is kept has a significant factor, as if your car is kept in a place where there is a higher crime rate then there is more chance of the car being stolen or broken into.

    Your occupation can have a significant effect on your premium because of the number of hours you are on the roads, and also if you carry high-value items which could increase the risk of your vehicle being broken into and the items stolen.

    Do you provide Car Insurance in monthly instalments?

    We are able to provide most types of Car Insurance packages in monthly instalments. Please don’t hesitate to get in touch with one of our insurance experts who will be able to advise on the best solution to ensure the full protection of your motors. Please start an online quote at the top of the page or call us on 01926 495 113.