Pension Services

Many people are confused with all of the pre- and post-retirement options and this has now become a very complicated and varied arena.

It is vital to ensure that you have sufficient funds available to you in retirement to meet your “Minimum Income Requirement” i.e. Council Tax, utility bills, food, etc. and careful planning with regard to both the level of contribution and underlying investment strategy are areas which we can help you plan ahead.

To achieve your income requirements at retirement, there is a wide choice of options and you will need careful and considered advice to ensure that you have the best options available. You can also “ blend” solutions to ensure that you have the right balance of guaranteed income and long-term flexibility; and with pension funds now often of a considerable size, ensuring continued access of your funds to family members on death is an ever-increasingly important part of the planning process.

We also have access to detailed “cashflow” forecasting to assist your assessment of your future needs, and as well as selecting the right pension plan for you, we would are also able to help you achieve the right level of fund to sustain the necessary level of income in your retirement years – therefore giving you significant peace of mind and complete control.