Benefits of private health insurance:
There are many benefits of private health insurance including
- Shorter waiting times: Private healthcare often offers faster access to treatment than the NHS, which can mean you get the care you need sooner.
- Greater choice: With private healthcare, you have a wider range of treatments and specialists to choose from, and you can often schedule appointments at times that suit you.
- Virtual GP services: Many private health insurance policies include access to virtual GP appointments via telephone or video consultation, which can save time and make it easier to get medical advice when you need it.
- Mental health support: Some private medical insurance policies now offer access to specific mental health support, including talking therapies and qualified mental health professionals.
- Better facilities: Private medical facilities often have access to the latest medical technologies and well-equipped treatment and rehabilitation rooms.
- Private hospital rooms: Private medical insurance can guarantee you a private room during your hospital stay, which can make a big difference to your overall treatment experience.
What’s covered in private health insurance?
Private healthcare policies can vary depending on the level of cover you choose, so it’s important to consider your needs and select the right policy for you. Most private medical policies include:
- Private GP consultations (either face-to-face or virtual)
- Treatment in private hospitals
- Physiotherapy to aid rehabilitation after injury or surgery
- Access to scans, tests, x-rays, and hospital appointments
Depending on your needs, you may also be able to add additional options, such as:
- Access to mental health treatments, including talking therapies
- Upgraded accommodation options
- Cancer cover
What’s not covered in private health insurance?
It’s important to note that some elements of healthcare won’t be included in your private medical insurance policy, including:
- Emergency treatment
- Maternity care
- Treatment for pre-existing conditions
- Treatment for long term, or chronic conditions such as diabetes or arthritis
If you’re considering purchasing private health insurance, it’s recommended that you use a reputable insurance broker like the Bateman Group. We have over 50 years of experience in helping people find the right insurance policies to suit their needs.
Speak to our friendly team of insurance experts today.
